Never wait to grow.

You sent the bill. Spring pays you most of it now, and your customer still pays on their usual terms.

Invoice #4821$50,000 invoice

Bill toTargetInvoiced Sep 1

Oat bars2,500 cs × $12$30,000

Granola1,000 cs × $20$20,000

Total $50,000Due Oct 31

Pays you on this invoice

YouPaid today

• Up to 90% of each bill, set per customer
• Your customer keeps their terms
• The rest comes to you when they pay, less our fee

You have the order. Spring pays your factory up front, so you can make it and ship it.

PO #4821$100,000 order

FromTargetShip by Nov 30

Oat bars5,000 cs × $14$70,000

Granola1,500 cs × $20$30,000

Total$100,000

Pays $60,000

FactoryPaid

• Up to 60% of the cost of goods, paid to your supplier
• Backed by a signed purchase order
• When you ship and bill, factoring covers the rest

Your retailers already told you what they'll order. Spring funds production before the orders land.

Demand CapitalSized to your 6-month plan

Target demand plan22,000 units · 6 moFunded

Spring pays

$240,000

• Your manufacturers$180,000Paid
• Delivery$60,000In your account

Repayment6 equal monthly payments

• Sized to your retailer's demand plan
• We pay your manufacturers, with working capital if you need it
• Equal monthly payments, no origination fee

Working capital for any small business, based on the money you already make.

BridgeUp to $500,000 · one fixed fee

Received$40,000Fee$1,600

Repaid · 10% of sales$1,090of $41,600

Mon$4,800sales−$480

Tue$900sales−$90

Wed$5,200sales−$520

• Up to $500,000, sized from your bank history
• One fixed fee, shown before you accept
• Repayment follows your sales