Invoice factoring

You made the sale. Now get paid for it.

You sent a bill and your customer has up to 60 days to pay it. Spring gives you that money now, so you don't have to wait.

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How it works.

From delivered to paid, usually in a day.

boxed product delivered onto a shelf in a garden
a card and a parcel joined by a thin line of light
product being restocked along a garden path
STEP 01 / 03Invoice #4821
Bill toTargetGoods Delivered
Oat bars2,500 cs × $12$30,000
Granola1,000 cs × $20$20,000
Total $50,000Due Day 60
STEP 01 / 03

You bill your customer.

After your goods get delivered.

STEP 02 / 03

We advance you the money.

Send us the invoice. Cash usually arrives the same day.

STEP 03 / 03

We wait. You don't.

Your customer pays us later. You keep moving.

Wait 60 days, or get paid today.

You've already made the sale. Spring pays you now, and gets paid back later when your customer pays their bill.

Wait 60 days, or get paid today.

You've already made the sale. Spring pays you now, and gets paid back later when your customer pays their bill.

  1. The goods are delivered and the invoice is out. Target has 60 days to pay, so it's due May 2.

  2. For 60 days the money is on your books but not in your bank, while restocking, freight and payroll keep coming.

  3. Upload it on March 3, the day you bill Target.

  4. The cash usually lands in your bank the day you send the invoice.

  5. The 60 days are ours to wait out. By the due date, you've had the cash for two months.

01 / 05

You bill Target $50,000 on March 3.

See what your invoices are worth.

For registered US businesses with revenue on the books.

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2-minute applicationOne fixed feeNo obligation